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Every week, we get literally no emails asking for an in depth history of badges. It seems fair to say that this is because you are all too busy performing your own research to send that sort of email so we have taken matters into our own hands and here are the results.

Badges are actually a lot over it might seem. They first pop up in around the Middle ages and they wasn't exactly something that was accessible to everyone. The Pilgrim Badge for example was something that you could…

Investment Only Annuities (IOVAs) provide a low-cost, tax-deferred solution in addition to your 401(k) or IRA investments. The investments in the Investment-Only Annuities (IOAs) are diversified, which means that your funds are invested in uncorrelated asset classes, lowering your overall investment risk.…

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