Personal Health Insurance is a type of insurance that provides medical coverage to a single person for a specific sum covered. It is a form of health insurance plan that must be acquired separately for each member of the family. It lets you tailor your coverage to your specific health needs rather than the needs of your complete family. Most individual health insurance policies cover an individual's emergency medical expenses, including those incurred as a result of hospitalisation, day care operations, road ambulance services, alternative therapy, organ donor expenses, and so on.

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