In the DTC, we propose to develop a trade-oriented asset-backed digital currency, aimed at facilitating international trade and making it as seamless as possible. In view of the fact that our framework relies in part on our own research and in part on ideas readily available in public domain, we do not anticipate specific intellectual property right issues. Unlike Bitcoin, it will be fast, scalable and environmentally friendly. It will also be transaction friendly because of its low volatility versus fiat currencies, not to mention cryptocurrencies.

Why is Bitcoin so expensive?

The main source of value for Bitcoin is its scarcity. The argument for Bitcoin's value is similar to that of gold—a commodity that shares characteristics with the cryptocurrency. The cryptocurrency is limited to a quantity of 21 million. Bitcoin's value is a function of this scarcity.

But outside of the cryptocurrency space, nations around the globe are making significant strides in the development of the digital future of money — supported by governments and backed by powerful central banks. Some experts say the potential for CBDC to cut out commercial banks as intermediaries carries risks, because these banks perform a critical economic role by creating and allocating credit (i.e., making loans). If people chose to bank directly with the Fed, that would require the central bank to either facilitate consumer borrowing, which it might not be equipped to do, or find new ways of injecting credit. For these reasons, some experts say private, regulated digital currencies are preferable to CBDC. One way to implement CBDC would be for citizens to have accounts directly with the central bank . This would give governments powerful new ways of managing the economy—stimulus payments and other benefits could be credited to people directly, for example—and the central bank’s imprimatur would make CBDC a safe digital asset to hold.

What If Central Banks Issued Digital Currency?

Once the software has been developed, it can be copied and distributed as often as required without great additional costs. Therefore, a mixed calculation is to be expected, as is customary in company accounting anyway. In the narrower sense, however, one can only speak of digital money if the previously known functions of money as a means of payment are not simply reproduced, but rather completely new functions are created. Everyone will experience this when gasoline cars are replaced by electric cars. When you fill up your car today, you go to the gas station to pay. When charging electric cars, the kilowatt hours transferred are measured and debited directly.

  • In particular, it would undermine the right of all persons to engage with the economy privately.
  • In addition to Insider, you can find his work on Experian, FICO, Credit Karma, FICO, and Lending Tree.
  • Cryptocurrencies may go up in value, but many investors see them as mere speculations, not real investments.
  • Since the implications of CBDCs could also ripple out internationally, countries have to think broadly in terms of policies and boundaries.
  • In today’s crossroad, advances in technology – digitalisation – have led to the development of new forms of money.
  • "On the blockchain, it would say I'm sending you one coin, and I now have one coin, and you have one coin."

E-gold has been referenced to as "digital currency" by both US officials and academia. In 1997, Coca-Cola offered buying from vending machines using mobile payments. In 2009, bitcoin was launched, which marked the start of decentralized blockchain-based digital currencies with no central server, and no tangible assets https://www.nerdwallet.com/article/investing/cryptocurrency-7-thing... held in reserve. Also known as cryptocurrencies, blockchain-based digital currencies proved resistant to attempt by government to regulate them, because there was no central organization or person with the power to turn them off. Central bank digital currencies are currencies issued by the central bank of a country.

Blockchain Technology Could Reduce Investment Banks Costs

Instead of printing money, the central bank issues electronic coins or accounts backed by the full faith and credit of the government. Digital money eases and expedites money transfer and remittance systems. It also simplifies the implementation of monetary policy by central banks by removing intermediaries like banks from the process. Cryptocurrencies are also https://wallstreethack.com/ censorship-resistant, meaning that the flow and use of digital money on their blockchains cannot be tracked. One of the aims of digital money is to do away with the time lag and operating costs for such transactions by using distributed ledger technology . In a DLT system, nodes or shared ledgers connect to form a common network to process transactions.

What are the risks of digital wallets?

Data transmission across mobile networks is the least secure method, and transactions using a digital wallet will be subject to the risks inherent in any mobile transaction. There is also the risk of having your phone lost or stolen, jeopardizing your personal and financial information.

But make no mistake, it will be digital currencies, NFTs, and DeFi that will continue to dominate conversations across a continuously evolving financial landscape. An e-currency race is gathering around the world with China's digital yuan testing underway and the US is beginning to explore what a digital dollar might look like. The European Central Bank has also launched a pilot project to create a digital Euro as electronic payments and cryptocurrencies continue to rise in popularity. However, the introduction of digital national currencies are a few years away, and we can expect them to complement cash rather than replace it. In a digital world of echo chambers and binary thinking, digital currencies and e-money are more diverse topics that polarize public opinion. The US controls the SWITFT international payment system, often using it for its own geopolitical agenda.

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries. Life and disability insurance, annuities, and life insurance with longterm care benefits are issued by The Northwestern Mutual Life Insurance Company, Milwaukee, WI . Longterm care insurance is issued by Northwestern Long Term Care Insurance Company, Milwaukee, WI, a subsidiary of NM. Investment brokerage services are offered through Northwestern Mutual Investment Services, LLC a subsidiary of NM, brokerdealer, registered investment advisor, and member FINRA and SIPC. Investment wallstreethack.com advisory and trust services are offered through Northwestern Mutual Wealth Management Company , Milwaukee, WI, a subsidiary of NM and a federal savings bank.

The Feds Digital Dollar Could Bring Millions Into The Digital Economy

Unlike, say, the stock market, the crypto world currently has no consumer protection - none. As a result, honest investors and people trying to put aside some describes it savings are at the mercy of fraudsters. Pump and dump schemes are outlawed in the case of ordinary stock, but they have become routine in crypto trading.

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"

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