What Is A Good Credit Score?

[AJAY KAPOOR]

A good credit score reflects how you’ve handled past credit responsibly. It also shows what type of future financial obligations you may have, like a mortgage or car loan.

Having a good credit score can make it easier to get loans, increase your chances of being approved for insurance, and even cut down on the interest rates charged by lenders like banks or credit card companies. On the other hand, if your credit score is low or below average, that can make it harder to do any of those things. You’ll have to pay more and wait longer before being approved for loans, while you may pay higher interest rates than someone with a better rating.

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