A special Health Insurance Plan

[articledefinition]

There are specific health insurance plans that will compensate the insured when he or she has a specific illness. In Portugal, they are regularly used by self-employed people.

It is needless to say that the effects of economic loss or disease on self-employed people are high because they are more vulnerable than those who are employed with companies. Having a specific illness health insurance plan is not a bad idea. These plans have the advantage that the insured is covered for all related costs of the disease he or she specified in the policy. This would include hospital medicine and temporary incapability.

If you have a specific illness for which you would like to be covered, this kind of health insurance plan would be perfect for you. Under this policy, you would be compensated for the time you used to be ill health insurance spain. This compensation would help you overcome have an effect on income this is during that period. This is especially helpful when you are your source of income and not working for a period of time is costly.

The compensation system most of these health insurance plans use are specific to the procedure provided to patient. In this case, the policy ensures a maximum or single advance. However, when there are several interventions at the same time, the health protection plan will compensate 100% of the most extremely expensive one and 50% of the next and so on. The daily free for hospitalization during surgery is often refers to only 120 days, when the insured comes to a hospital for any other reason the maximum amount of days is usually 360 days.

One of the most important features of these health insurance plans is the daily free for temporary total incapability, which is the amount of money that is provided to the insurance holder while he or she is ill. The free begins when the insured enters the hospital or your doctor indicates that he or she must stay at home for medical leave, and it is halted when the person is dropped.

Indeed this especial health insurance plan has its limitations. They are related to this condition you have given that not everything is covered. The companies will not give coverage to pathological and chronic diseases, pre-existing conditions, occupational accidents, mental illness, AIDS, epidemics or diseases caused by drug addiction or alcoholism