A credit score is a numerical synopsis of your credit record that lenders use to predict the likelihood that you will repay any loans made to you.

Credit scores range from 300 (poor) to 850 (excellent) (excellent). Higher Credit Score reflect consistently good credit histories, such as on-time payments, low credit use,…

All this can be very complicated, however, at the end of the day, you may have been absolutely satisfied and completely oblivious of your Best Credit Score . So, why is your credit rating important?

Assume you would like to buy a house for $250,000, for instance. If you may not have that money stashed under your bed,…

In the United States, when you own a small business, the three credit bureaus keep two profiles: your individual economic history and one business credit history. Evey's profile is critical in obtaining approval for a business loan. If you are setting up a business or your existing business does not have established business credit, this same lender may place a greater emphasis on your Personal Credit…