The workplace of the insurance coverage regulator must be able to help you. The response to this question depends on your circumstance. Gap insurance coverage might be worth it if you owe a lot more than what the vehicle's worth. So, for example, if you purchased an $80,000 cars and truck and just put down $5,000, you might wish to get space insurance coverage so you're not stuck having to make up the difference if an insurer totals your car. If the exceptional loan or lease balance is only…