This program applies even if a few of your five to 10 residential or commercial properties were not funded by Fannie Mae. To qualify, you'll need six months of reserves to buffer against jobs. You'll have to pay 25% in down payments for single-family homes and 30% for properties with approximately 4 systems.

Also, you'll be disqualified for any insolvencies or foreclosures within the past 7 years. To finance the seventh to tenth home under this program, you'll require a credit rating…