In 1850, the very first bank card was provided. In a merging with Dine and also Indicator, the firm generated a "basic function" credit card. Unlike today, the Diners Club needed complete payment of the bill with every statement. Other companies, such as Carte Blanche as well as American Express, complied with. In 1958, they produced the initial worldwide network of charge card. These firms at first provided charge cards yet later created them with bank card functions.

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