Given that the American health care system has more issues than a college-level math book, you can't go without having health insurance coverage. Yeah, sure, it's expensive. However trust us on this: You do not want the concern of spending for your own medical bills. Even one night in a medical facility costs about as much as remaining at a luxury hotel in Hawaii. A health insurance premium is what you pay on a monthly basis for your health insurance. Seems easy, best? Well, in addition to…