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If the seller has a mortgage on the residential or commercial property, their bank or lending institution can require immediate payment of the debt in complete if your home is sold (to you). That's since the majority of home loans have due-on-sale clauses and if the lender isn't paid, the bank can foreclose. To prevent this danger, ensure the seller owns your house free and clear or that the seller's lending institution accepts owner funding. With many owner-financing plans, a large balloon…

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