As a freelancer, I need a simple payment solution to receive client payments from Europe. Which payment systems are safe, low-cost, and quick to integrate into a personal website?

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Freelancers need a system that’s easy to set up without business-level complexity. For EU payments, SEPA for Merchant is a great fit because it supports direct transfers with low fees. It’s straightforward to integrate into personal websites, often with minimal coding. Besides SEPA, you may still want a system that accepts cards for non-EU clients. Be sure to consider settlement times as well — faster payouts mean better cash flow, which is vital for freelancers.

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