Good afternoon. I want to tell you that Bank of America is the third largest bank in the country with 4,700 branches in 35 states and $ 1.2 billion in domestic deposits as of September 2021. If you can find Bank of America customer service and contact their specialist, they will tell you that the widespread availability of Bank of America services makes it a worthy choice for your checking account. True, Bank of America has low interest rates on deposits - from 0.01% to 0.06%, which makes keeping savings in Bank of America less optimal.