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Having a bad credit can be detrimental to your financing and places a number of hurdles in front of you when it comes to availing loans. Having a poor credit score can happen to anyone for a number of reasons ranging from not paying debts off to missing payments on bills. Luckily, there are ways that you can go about improving your credit score.

1. Pay on time

This is by far the most obvious way to improve your credit score, yet is still worth mentioning. It doesnt…