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When you're purchasing a vehicle loan, bear in mind that what it costs you to borrow depends on 3 things: This finance charge consists of interest and any charges for setting up the loan. The charge gets contributed to the quantity you borrow, and you repay the combined total, normally in month-to-month installations over the course of the term. For instance, if you take a $15,000 automobile loan from your cooperative credit union with a 7. 5% APR that you repay over 4 years, you'll owe…

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