As the credit crunch tightens and the markets tumble, you're probably looking to cut expenses within your daily life and start shoring up for your future. Even if you've spent the past 3,000 days playing fast and loose with your finances, it is not too late to reevaluate your views on money, discover where your paycheck disappears to each month, and build a budget around your long-term possible goals. Living within your means now are going to pay off immediately in emotional rewards, also in…

As the loan crunch tightens and the markets tumble, you're probably looking to cut expenses in your daily life and start shoring up for your future. Regardless of whether you've spent the past 3,000 days playing fast and loose with your finances, it's not too late to reevaluate your thoughts about money, discover where your paycheck disappears to each month, and make a budget around your long-term possible goals. Living within your means now will pay for off immediately in emotional rewards,…