It's possible that this could be worked out to a lower rate, however it is unusual that a seller-financed loan will have a rates of interest lower than one from the bank. If you are looking to purchase a house as a financial investment residential or commercial property, you can benefit from seller-financing by limiting the quantity of money that you have to part with in advance. If you can negotiate a lower deposit, you may be able to offset the greater interest rate in rental profits. In a…