It's possible that this could be worked out to a lower rate, but it is uncommon that a seller-financed loan will have an interest rate lower than one from the bank. If you are wanting to buy a home as an investment property, you can take advantage of seller-financing by restricting the quantity of cash that you need to part with up front. If you can negotiate a lower deposit, you might be able to make up for the greater rates of interest in rental revenue. In a multifamily home, you can…