Once you're down to a number of alternatives, it's time to address any lingering concerns. In many cases, just consulting with a person will do, so it may be time to call the plans' customer support lines. Write your questions down ahead of time, and have a pen or computer system convenient to record the answers (What is a deductible in health insurance). Here are some examples of what you might ask: I take a specific medication. How is that covered under this strategy? Which drugs for my…