If you have decided to fix your bad credit, there are credit repair companies that can help. This is a big decision and not one you should take lightly. On average, a credit repair company will charge you a few hundred dollars and their program usually takes a year to complete. Free Credit Repair Software

You don't want to pick the wrong company and find yourself deeper in debt and nowhere closer to…

The economy has been caught in a downward spiral for a long time now, and one of the results of this trend is that people are losing jobs at alarming rates. This joblessness in turn leads to a drain on savings and an inability to pay bills. Late or missing payments can then lead to a poor credit rating, which might affect your personal financial situation for many years to come. If this is where you now find yourself, it could be in your best interest to see if any credit repair companies…