In 1850, the initial charge card was issued. In a merging with Dine and also Sign, the business generated a "general purpose" charge card. Unlike today, the Diners Club needed complete payment of the costs with every statement. Various other firms, such as Carte Blanche as well as American Express, complied with. In 1958, they produced the first worldwide network of charge card. These firms at first provided charge cards but later on created them with credit card features.

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