Since the American healthcare system has more issues than a college-level math book, you can't go without having health insurance. Yeah, sure, it's pricey. But trust us on this: You do not want the concern of paying for your own medical costs. Even one night in a health center costs about as much as remaining at a luxury hotel in Hawaii. A health insurance premium is what you pay each month for your health insurance coverage. Seems simple, ideal? Well, in addition to the expense of your…