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1. If you are on floating rate, then do keep checking bank's website for any rate change offers once every month. E.g. I started home loan with 10.5%. thanks to raghuram Rajan, bank soon had offer to pay some amount and switch to you of 10.10%. after modi govt came into power rates are further reduced to 9.6%. if you miss out the notification on bank's site; mostly you keep continuing the same roi while better option was available.
2. Make regular intervals if prepayment..don't think if it's small/ big amount. If you have surplus and it's more than 3*emi then you MUST prepay asap.
3. Prepayments done in first three years of home loan tenure, exponentially reduce your tenure. For eg- you make prepayment of 2 lacs in 5th year of home loan will reduce your tenure by 1 year but if you make prepayment of 2lacs in 2nd year of home loan, it will reduce your tenure by 2 years.